You Can Choose Not to Invest in SMRT
Recently, a comment by the SMRT CEO cause online uproar on blogs and Internet forum.
People can board the trains – it is whether they choose to.
As I always say, Singapore public listed company don’t need to listen to the customers, however, they must answer to the shareholders.
When I start noticing MRT trains have become very crowded, sometimes even during off-peak hours. So, I start to buy SMRT shares periodically since early 2009.
Today, my unrealized capital gain (paper profit) on SMRT hit above 40% and enjoy good dividend too.
Look at the latest annual report:
Yes, I do get squeeze like sardines in the train or bus, but when I receive the dividend or see the SMRT stock price going up, these grouses are just a small issue.
The more crowded the train or bus, the more dividend I will received. 
Popularity: 1% [?]
Five Worst Mistakes You Can Make in a Recession Economy
StumbleUpon this article, Five Worst Mistakes You Can Make in a Recession Economy.
What you shouldn’t do when facing economy crisis.
1. Being afraid
2. Thinking money suddenly disappeared
3. Stop watching the freaking news!
4. Stop Listening to the Experts
5. Stop seeing yourself as a victim and stop complaining
read detail here
Popularity: 14% [?]
Aviva Early Redemption of BIG e
Just got a letter from AVIVA about the notice of early redemption of BIG e.
Last year, I invested my SRS retirement fund to AVIVA Big e, to earns bigger return of 3.5% per annum.
To be fair, 3.5% interest rate with no lock-in period, is quite attractive compared to any fixed deposit rates offered by any bank here at the point of time.
This is one of the good option for low risk investments.
Due to interest rates is dropping everywhere, Aviva adjusted the BIG e interest rate to 2.75% at Jan 2008.
Now, the market is getting uncertainty, AVIVA is unable to sustain the attractive interest rate for BIG e. Therefore, AVIVA will return all the BIG e funds to it’s investor on 26th February 2008.
I’m now start searching for alternative to park my SRS retirement fund.
Any recommendation for long term and low risk investment products?
Popularity: 21% [?]
Improve Your Credit Rating
I just got my new Platinum Visa credit card from a local financial institution today.
Applying credit card is not difficult nowadays for many working adult like us. However, if you have bad rating with the credit bureaus, your credit card application will never get approval by the banks.
How to do you improve your bad credit loans situation?
One of the ways is to refer to the online resource to help you. This good online guide would help you to rebuild your positive credit rating, thus improve your self-confidence and quality of life
Not only help you to repair your bad credit rating, they also advise you in other financial products, such as home loan, personal loan and auto loan as well.
Popularity: 16% [?]
An Affordable And Easy Loan
Today is the first working day of December and also the final month in year 2007.
This month is the best time to do your financial health check, ensuring you have healthy cash flow to prepare for the coming festival seasons, Christmas in December 2007, New Year in January and Chinese New Year in early February 2008.
All the shopping centers in the town and neighborhood are already started to promote Christmas and year-end sales, bringing with many streams of promotions and great discounts designed dig into your pockets.
Also, for those who have schooling children, where classes will begin in January, parent need to have financial means to buy school uniforms, books and study materials, pay for school fees, arrange for the transport to send children to school, sign up enrichment classes, and any other expenses as well.
The cost of living is rising and going to hit the middle salaried class people really hard. Thankfully, there’s Cash Advance.
Whether it’s for your children’s need or for spending during festival seasons, your financial needs are now within your reach with payday loans.
Popularity: 14% [?]
